5 Things to Pray For Your Heart Book Review

Have you ever had those days when you pray and your prayer sounds like a wish list? Or like a broken record? I have those days. Wanting to grow deeper in my prayer life and to pray prayers which are meaningful, I was excited to read and practice what I have learned from this book, 5 Things to Pray for Your Heart: Prayers that Change You to be More Like Jesus by Rachel Jones. This book is part of the award-winning series 5 Things to Pray.

James 5:16 says “the prayer of a righteous person is powerful and effective.” Prayers that reflect the heart of God are powerful and effective. This book helped me organize my daily prayer time by giving me a scripture each week and praying for the 5 specific verses each day. There are 3 subcategories : praying for spiritual fruit, praying that I would be and praying for growth when I’m… There is a prayer guide for each day and it’s not just a random guide but very specific and deep. I appreciate how it challenges me to go beyond my prayers. It has helped enrich my prayer life as my prayers now go beyond my physical needs or pressing needs. It gave me a fresh way to pray, and it realigned the desires of my heart.

Currently available at CSM Publishing for 99 pesos (SRP). You may also purchase this from CSM Lazada shop at a discounted price of 79 pesos only.

CHIPS 2021: Thrive at Home

As schools in our country has shifted to school at home setup and some have even tried homeschooling,  I would like to invite you to attend Educating for Life’s CHIPS 2021: Thrive at Home or simply #CHIPSThriveAtHome.

Happening online via the Accelevents platform, the Summit will take place on July 30-August 1, but participants will be able to access the event anytime and learn from all the Summit talks even after the event dates, up to August 31, 2021.

The Summit’s line-up of speakers consists of both international and local speakers who will leave the participants inspired, encouraged, empowered, and equipped to start or continue their respective home-based learning journeys more than ever before. This applies to both homeschooling and distance learning families.

Below are just some of the 30+ #CHIPSThriveAtHome topics: 

  • “Well-Being Matters: Supporting Parents’-Kids’-Teens’ Mental Health” by Dr. Michele Alignay
  • “Lead Your Family to Thrive: The Importance of a Father’s Presence” by Bo Sanchez
  • “Mother Culture: How to Thrive When You’re With Your Kids 24/7” by Gina Guerrero-Roldan
  • “How to Thrive as a Solo Parent During Challenging Times” by Professor Nina Era
  • “How Homeschooling Helps Our Family’s Relationships to Thrive” by Julius and Tintin Babao
  • “How to Help Your Kids Thrive in Distance Learning” by Dr. Queena Lee-Chua
  • “Survive and Thrive: Stories of Homeschooling COVID-19 Survivors” by Joe and Rica Bonifacio
  • “How to Keep Your Family Safe Online” by Kenneth Lingan
  • “What We Learned After a Year of Distance Learning” – A Panel Discussion by Ina Arabia-Garcia, Jing jing de Guzman, Michelle Aventajado, and Pehpot Pineda
  • “The Most Important Person in Your Homeschool is You” by Julie Bogart

There will also be sessions for kids and teens. All the #CHIPSThriveAtHome topics and speakers can be seen here.

For more information, kindly visit their website at : www.educatingforlife.net and their social media pages:

Facebook: www.facebook.com/eventbyefl

Instagram: www.instagram.com/eventsbyefl 


NLT Bibles from CSM Publishing

I can’t emphasize how important the Word of God has been in my life. For the past 31 years, I have bought several versions and one of the most easy-to-read versions is the NLT or New Living Translation. If I want easy reading and something that is translated using today’s English, this is the version that I pick up.

I was excited to hear that CSM Publishing is launching their newest NLT or New Living Translation Bibles! They have released four beautiful cover designs. I personally like the Sunrise and the Spring.

The NLT Bible is a paperback version and contains 760 pages which includes both the Old and New Testament. It also comes with a daily reading plan and a brief introduction to every book of the Bible. Its introductory price (until July 30,2021) is 175 pesos only. The SRP is 275 pesos.

UPDATE: Good news! The Bible promo is extended for you readers for 1 week. Promo extension is from AUG. 1-7, 2021 ONLY via Lazada and Shopee.

Here’s the link voucher for the NLT Bibles. 

For more information, you may visit CSM Publishing’s social media pages in Facebook, Instagram and Twitter. You may also visit their webpage and their Lazada shop.

How to Find the Right Counselor for You

Whether you are trying out counseling for the first time or are looking for a new counselor, it can be a difficult decision to find the right counselor for you. It can be hard to know where to start searching when looking for one that will be the best fit for you and your needs. Read on to learn how to find the best counselor for you while making the search a little easier.


Write Down What you are Looking for

Before you begin your search, write down what you are looking for in a counselor. These can help guide your search and help prevent you from ending up with a counselor who is missing something you were looking for. Are you more comfortable with having appointments online or in person? If you prefer going into an office, this limits your search to who is within driving distance to you. Are you looking for them to specialize in something? If you are searching for a counselor to help treat something specifically, write these down as well. Make sure you include any other traits that you are looking for them to have before starting your search.


Ask Around


A good place to start, when looking for a counselor, is to ask friends, family, or coworkers for recommendations. By asking people within your circle, you can get an in-depth review of a counselor by someone who has had experience with them first-hand. This way, you will also be likely to learn about counselors in your local area who have experience working with people with similar concerns as you. Generally, your friends would have an idea if you would be a good fit with the counselor as well.


Online Research


After asking around to friends in your area, the Internet can be the next place to continue your search. If you are insured, you may want to start with your insurance provider’s website to find out what providers are covered. If you don’t want to start your search on your insurance provider’s website, you can start by searching your location and what you are looking for. For example, if you are in Colorado, you can start by searching “Central Park Counseling” or “Colorado Springs Counseling” or fill in a location closest to you.


If you are looking for a counselor that has experience with a certain specialty, such as treating anxiety, you can put this in your online search to narrow it down further. Even if you don’t personally know someone with first hand experience of the counselors you’re looking at, you’ll have access to online reviews. Make sure to thoroughly read these reviews before setting up an initial appointment. You can save time by avoiding offices with negative reviews and patient feedback.


Initial Visit


An initial visit, or initial consultation, can also be a great place to start when looking for counselors. On this initial visit, you’ll have a chance to ask any questions you may have, as well as get a good feel for how the counselor handles their sessions.


Keep in mind, it is normal for the first meeting to feel slightly uncomfortable. Typically, this will go away with more visits. If you feel that this isn’t a good fit after your initial session and don’t want to return, you can always continue your search. Your counselor should be someone you can trust and feel comfortable with during sessions.


Finding a counselor can be a trial and error process. Make sure to keep an open mind throughout the whole process, and don’t get discouraged if finding a counselor takes longer than you expected. This can be a long, difficult process, but will be worth it once you find a counselor that is a good fit. Luckily, today there are many resources available to help you find the best counselor for you.


Denver Tax Preparation Services

Tax season is here and like every year, thousands of families and individuals will receive a refund that varies according to their situation, the size of their family, the salary they received among other things. Small or large, when you receive a refund it is possible to plan how to use it so that it lasts as long as possible. Here are some ideas on how to make your refund last longer. To start you have to have a plan. If you have no plan, it is very easy to spend all your refund when you receive them on things that are not important or necessary. For example, you can create a plan where you dedicate a part of your refund to pay debts, another part to buy something necessary or for pleasure and finally, dedicate a part for savings. This is not a rule to follow, but it is just a guide and ideas on how to save money on your refund to make it work for you as much as possible.

Write It Down

Most Denver Tax Preparation Services will recommend that you write down the amount of your refund so it’s on hand when you need it. It does not matter where you write it. The important thing is that you write down the amount of your refund so that you can plan how to use it wisely. You can use an Excel spreadsheet or just a piece of paper.

Pay Debts

Make a list of all the debts you want to pay. It will also help to write down the total you owe, the amount you will pay with your refund money, and also the information of the company to which you will send the payment. It is advised that you make payments to accounts with the highest percentage of interest that will help you save money in the long term. For example, if you owe money to two credit cards and one charges you 18% annual interest and the other 12%, you should pay the one that charges you the highest interest, no matter how much money you owe because a high Interest will cost you more money in the long run.

Your Purchases

Buy only what is necessary. Make a list of the things you have to buy out of necessity. It is easy to do compulsive shopping when you have the money with you without having a list of the things you plan to buy.

Save Money

It is not easy to save money. The truth is that it is easier to spend and buy things than to save money. No matter what financial situation you are in, it is always good to save, even if it is a small amount. Saving money is good because it can help you with unexpected expenses, if you lose your job, when you retire, etc. An easy way to save is by committing to save a percentage of your refund, for example, if you receive $2,000 you could save 10% of it, which is $200. It seems like a small amount, but if you make a habit of not only saving some of your refund but also of what you earn at work, you could accumulate a considerable amount in the future.


Give yourself a raise. If you expect to receive a refund this year, it is because you probably overpaid taxes. The easiest way to get a raise is by updating the W-4 form at work. The W-4 form is the form your job uses to calculate the amount of federal taxes they have to take from each of your checks to send to the IRS. The only thing you have to change is the number of dependents. The more you depend on that form, the less money they take from each check. Just remember that it also means that you would receive a smaller refund or probably no refund. In other words, instead of receiving a refund once a year, you receive a little more of your money with each check, so you can get into the habit of consistent savings.