What to do if Your Child Gets in a Car Accident

Finding out that your child has been in a car accident is terrifying. The news can send your mind reeling as you race to figure out what happened. Of course, the first thing that you want to know is if everyone is alright. If your child has been hurt, you’re not going to be able to focus on anything else.

Once things begin to settle down, you can turn your attention to other matters. It’s possible that you’ve become tangled up in a legal situation. You might have to sue the other driver. Or, if the accident was your child’s fault, you may be facing litigation yourself.

Your behavior post-accident is critical. There are a lot of things to take care of. You need to comfort your child, speak with your insurance company, and you might need to call a lawyer.

If your child is facing criminal charges, you should look into finding Emporia VA reckless driving attorneys.

“Don’t assume that you can argue out your case and end up with a lenient penalty, just because you have a clean driving record. The truth is, you may receive a friendly fine and not end up in jail,” writes Virginia law firm Weiland Upton.

“However, a conviction also carries a permanent criminal record. Such a record will remain with you forever, thus denying you plenty of opportunities.”

Are You Liable?

Your liability depends on your jurisdiction. Parental liability means that you’re responsible for your minor child’s infractions.

Most states do not hold parents accountable for their children’s negligence behind the wheel unless criminal charges are involved. You can also get into trouble if you knowingly allow your child behind the wheel when they’re impaired.

What About Your Insurance?

Your teen’s insurance rate will surge after the accident. In some cases, it doesn’t even matter if your teen was at fault. Simply being involved in an accident is enough to affect a teen’s insurance rate.

Depending on your insurer and if your child is listed on your policy, your own rates may increase as well. If you want to keep your costs under control, you may have to remove your teen as a listed driver on your car.

Your insurer may also decide to cancel your teen’s insurance if they get into an accident. The companies are regulated by state laws. In some markets, insurers are free to deny coverage to anyone they deem unsuitable.

If your teen’s policy is canceled, you still have options. You can enter a high-risk insurance pool that will provide coverage at an increased cost.

What Should You Say to Your Teen?

Speaking to your teen after the accident might be tough. You might feel angry or scared or both. The important thing to do is to remain calm. Yelling will make everything worse. Your teen may have messed up, and perhaps they need to be punished, but they still need to feel as though they can trust you.

If you scream at them about the accident, they may stop approaching you with problems. No one likes being yelled at.

Don’t mistake being calm for being too lenient. There should be consequences for the accident. You can ask your teen to pay their own ticket or car repairs or you can increase their workload of household chores.

You may be tempted to prevent your child from driving for a while. However, if they still have their license, it might be a good idea to let them get back behind the wheel pretty soon after the accident. You don’t want them to develop a driving phobia.

To make it less nerve-wracking, drive with them. For a few weeks after the collision, your teen should only drive with a parent in the car. This will help both of you feel more comfortable.

When your child gets into a car accident, it can be an incredibly stressful experience. That’s especially true if you have to involve a lawyer. However, by remaining calm you can make the process feel smoother.

Being a parent is tough. It would be easier if your kids never made mistakes but obviously, that’s impossible. The reason that car insurance for teens is so expensive is that insurers expect them to get into accidents. Automobile crashes are the leading cause of death among people aged 15-24.

So, what should you do when you get the dreaded phone call? Stay calm and remember that your child is only human.







How to Help Your Kids Go Back to School This Fall

If you are a parent, you know how important it is for your kids to get a great education. Getting a good education can make all the difference for a child and determine the rest of their life going forward. Your children may look forward to going back to school or starting school and you may be looking forward to it too. However, you also may be nervous about the experience. If that is true, remember that you are not alone. Here are a few tips to help you get your kids to go back to school without all of the stress.

First, you need to make sure that your kids are in the right class for them. Most kids do best at a local public school, which has a lot of resources that smaller schools may not have and allow kids to get to know others in their neighborhood. However, other kids would do best at other schools, depending on their unique circumstances and needs. Some kids would benefit from affordable private schools tampa florida that could give them more personalized education. Talk to your kids about their opinions and don’t just settle for whatever is easiest or seems best to you.

Then, get your kid mentally prepared by talking about the rules at their school and expectations for behavior. If your kid is nervous about going back to school, don’t just tell them that they shouldn’t be. Instead, listen to your kids and ask them questions so that they can start to communicate what is really bothering them. Is something else going on in their life that you don’t know about? Is there some way that you can help them and really make a difference? You’ll never know unless you talk to your kid and, more importantly, listen to them.

Going back to school can be exciting as well as stressful. Take time to celebrate your child’s accomplishments and praise him or her. After all, working hard at school will set your child up for a lifetime of success.

5 Ways to Become a Better Musician

Maybe you feel like you’ve plateaued with your piano skills. Maybe you have lots of musical talent but terrible stage fright that keeps you from reaching your full potential. Whatever your reasons for wanting to become a better musician, here are just five tips for achieving self-improvement.

1. Ask for Feedback

This is one of the hardest things for newbie musicians to do. Who wants to hear that their performance wasn’t that great? But you need to be willing to listen to feedback and take it to heart. Every criticism is an opportunity to get better, so instead of dwelling on negative thoughts, think of it as a chance to improve.

2. Practice, Practice, Practice

It might sound like a no-brainer, but you won’t build any skills without practicing them. This goes for singing, dancing, recording, composing and playing an instrument. You’ll never improve unless you’re willing to roll up your sleeves and work hard, so don’t be lazy with your approach to music.

3. Emulate Your Idols

Record a cover song. Make a remix. Put together a mash-up. There are many ways to play around with your favorite songs that don’t qualify as plagiarism, so you can take inspiration from different artists without fear of reprisal. All of it counts as practice in the end.

4. Mind Your Budget

You don’t have to take expensive singing lessons to improve your range. You don’t have to buy a fancy guitar to improve your chords. There are plenty of low-cost alternatives like instrument rental Boston that will allow you to build your musical talent without going into debt.

5. Remember Your Motivation

Why do you want to be a musician? What goal gets you out of bed in the morning? Hold onto that thought. The industry can be cruel, so your motivation has to burn even hotter.

These are just a few ways to improve your music skills. Whether you’re aiming for a Billboard release or a YouTube cover video, it’s important to remember that everyone started somewhere. Don’t be discouraged if your career is a little slow to take off. You’ll get there!

4 Tips for Learning a New Language

It isn’t easy to become bilingual. In fact, it can be one of the most difficult things that you ever do. If you’re up for the challenge, however, here are just four steps that you can take to increase your odds of success.

1. Start Small

This is where a lot of people go wrong. They load themselves up with textbooks, notebooks and flashcards and burn themselves out trying to learn everything within a week. A better way to become bilingual is to download an app or sign up for a language course where you’re given small, regular lessons that will be absorbed into your brain over time.

2. Consume Foreign-Language Media

Watch shows and movies in the language that you’re trying to learn. Listen to music and look up the lyrics. Try to read a popular book. Not only will this be much more entertaining than your standard lessons, but it will also expose you to natural, real-world dialogue that isn’t overly stiff and formal.

3. Get Professional Help

While there’s nothing wrong with being self-taught, it can become a heavy burden. If you need someone to help you carry this weight, consider signing up for German conversational workshops or Chinese language summer programs. Having guided direction can make all of the difference in your language-learning, especially if you’re a beginner.

4. Practice, Practice, Practice

At the end of the day, there’s no better way to learn a new language than to practice it with diligence. You won’t get any more fluent just by staring at your textbooks! You’ll need to crack them open and get to work. Aim for a consistent study schedule if you can; otherwise, just sneak in some language practice whenever possible.

These are just a few tips for learning a foreign language. As you can see, there’s a lot more to the process than simply conjugating verbs and memorizing funny phrases, so make sure that you’re fully committed before you begin. You’ll need a large amount of determination if you truly want to become fluent in a second language.

Five Qualities to Look for in a Baby’s Play Mat

A crib, a changing table, a baby carrier and a high chair are just a few things on the list of items parents get for their baby. A baby play mat is another familiar item on that list. Babies can use this type of mat for tummy time, napping, exploration and more. It’s important to find a high-quality mat for your baby. Consider these five qualities when evaluating any baby mat for your child.

A Large Amount of Roaming Space

A quality baby mat has plenty of room for a baby to crawling, roll or scoot around. A baby should feel free to move anywhere on the mat. More importantly, the mat should provide enough room for the baby to exercise while remaining on the mat instead of the floor below it. A parent shouldn’t be worried about the baby moving off the mat after being put down for tummy time.

Appealing Colors or Illustrations

Babies like to explore and observe the environment around them. Getting a baby mat with soothing colors or interesting designs can add to a baby’s explorations. If the mat is an appealing place to be, then a baby will want to remain on it all through tummy time. Parents who prefer to buy baby play mats online must make it a point to take a close look at its design and read the description connected with it.

A Soft, Comfortable Surface

A baby’s skin is very soft and sensitive. So, any play mat you choose should move against the baby’s skin in a gentle way. The surface of the play mat should remain in good condition even after months of use. Organic cotton is a favorable type of material for a baby’s play mat.

Durable Fabric

A baby mat with durable fabric will be able to withstand washes in the gentle cycle as well as time in the clothes dryer. It’s important to keep a baby’s play mat clean on both sides. The underside touching the floor can pick up dirt, dust and bacteria. Also, the surface of the mat picks up bacteria, dirt and even pet hair that is moving across the room. A play mat should always come out of the clothes dryer in clean, excellent condition. Even if a baby has a leaky diaper on the play mat, it should come clean after being put in the normal clothing washer found in a household.

Easy Storage

When a parent is finished using a baby’s play mat, it should be easy to put into a closet or even slip into a cabinet until the next time it’s needed. Easy storage helps a baby’s play mat to remain in good condition throughout a baby’s exploratory years. Plus, putting it in a cabinet or closet keeps it away from pets and other children who may try to damage it.

Lastly, taking your time to look for a quality baby play mat allows you to use it for one baby and maybe even his or her future siblings. After the babies are grown, a quality play mat can become a keepsake to treasure after the children are grown!


Image courtesy of Serge Bertasius Photography at FreeDigitalPhotos.net